life and heALTH insurance
The importance of having life insurance and health insurance when purchasing a home.
Why Do You Need Life Insurance as a Homeowner?
Home ownership comes with myriad new responsibilities. The most obvious: your mortgage commitment. For the foreseeable future, you and your partner are responsible for making hefty and timely mortgage payments. But hey, you planned for that, so no biggie.
But what if one of you were to pass away? Your surviving spouse (and any kids that have come into the mix) will be left with the mortgage payments, as well as car payments, utility costs, and other bills. Though your mortgage servicer and utility providers may express their condolences, their primary concern is receiving payments on time – even if your family has been struck by tragedy. And while some may offer a brief grace period, your loved ones will ultimately be on the hook for the total of those bills.
As a homeowner, it’s important to consider life insurance coverage for any personal property you haven’t fully paid off. A life insurance payout can help keep your family on track after an unexpected death, helping them to keep their home and up to date with other bills.
The good thing is that there are different life insurance coverage options allowing you choose the best life insurance coverage for your situation.
Health Insurance
No one wants health insurance until it’s too late. Fortunately the Affordable Care act makes Health Insurance available for everyone. Now the main question will be, which platform to buy your insurance from. The Exchange or Off Exchange. You have questions…We’ve got answers!
Contact our team today to find out which life insurance policy and health insurance policy is best for you and your family.
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Did you know you can access your death benefit while your alive?
Most people think of life insurance as a means to when someone passes , what would it look like if you become critically ill or get cancer, what would it look like if you could draw your benefit while alive.
Most people don’t know that life insurance rates have dropped significantly over the last several years.
If your like to reduce or double your cover let us know, contact us now.
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