Your credit score is a very important consideration when you're buying a house, because it shows your history of how you've handled debt. And having a good credit score to buy a house makes the entire process easier and more affordable – the higher your credit score,  the lower mortgage interest rate you'll qualify for.   

Your credit score is the biggest factor in determining whether you’ll qualify for a loan and what kind of interest rate you’ll pay. Unless you’re paying cash for a new home, you will really need to boost your credit score in order to secure the best rates on a mortgage.

If you’re buying a home soon or in the future, knowing your credit score is one of the first steps to determine where you stand.

In actuality, there is no definite minimum score needed to buy a home.   It depends on what type of loan you’re applying for. 

Contact us today to find out more information, 916-847-7738.